Buy at cost · Not at markup

Own gold & silver at cost.

Members buy precious metals at published cost-plus pricing instead of a marked-up retail spread. At Cost Metals puts that at an average of 7–10% below the largest dealers, and up to 12% on some items.

How much you save depends on the product, the quantity, and where the market is that day. Member pricing updates in real time in the shopping cart, so you can compare it against any dealer before you buy.

Insurance included on every order · No minimums, no maximums
Member vs. Retail — example Illustrative — not a live quote
American Gold Eagle 1 oz BU · varied year
$4,125.77
$4,192.26
American Silver Eagle 1 oz varied year
$61.06
$69.74
Canadian Gold Maple 1 oz 2025
$4,083.57
$4,157.74
100 oz Silver Bar generic
$5,781.00
$6,255.21
▲ Members pay below retail on every line above Inventory changes daily
SPOT · REFERENCE GOLD$4,011.57 SILVER$56.51 PLATINUM$1,042.20 MEMBER PRICINGAt cost + fee INSUREDEVERY ORDER SPOT · REFERENCE GOLD$4,011.57 SILVER$56.51 PLATINUM$1,042.20 MEMBER PRICINGAt cost + fee INSUREDEVERY ORDER
Fully insured shipping
Live tracking, every order
Real-time cost pricing
No hidden fees
USPS · UPS · FedEx
The difference is the markup

Most dealers profit on the spread. At Cost Metals doesn't.

The precious-metals industry is famous for hidden premiums and mystery fees. At Cost Metals was built to do the opposite — one honest membership, then metal at cost.

Buying from a typical dealer

  • Retail markups baked into every quoted price
  • Premiums that widen when you're not watching
  • Fees revealed at checkout, not before
  • Minimum orders and upsell pressure
  • Insurance and tracking cost extra

Buying as an ACM member

  • Cost-plus pricing shown live on every item
  • The price listed in the cart is the price you pay
  • No hidden fees, ever — transparency by design
  • Order as little or as much as you want
  • Insurance & tracking included on every order
See it live · updates automatically

The same metal. Two prices.

Top-selling coins and bars, priced two ways — what a typical major dealer charges, and what you pay as a member. Both track the live spot price, so the gap is real and in the open.

Gold · spot/oz
Silver · spot/oz
Platinum · spot/oz
connecting…
Member vs. typical major dealer
Product Metal value Typical major dealer ACM member You save
On this basket, members save
See membership →

Metal value = live spot × weight; dealer and member prices apply a premium over that value (premiums vary by product). “Typical major dealer” is an aggregate benchmark, not any named company. *Illustrative premiums shown for demonstration — actual member pricing is live on the At Cost Metals platform. Savings vary by product, quantity, and market. Nothing here is investment advice.

What you can own

From a 1/10 oz round to a 1,000 oz bar.

The full spectrum of metals, priced in real time and available the moment you become a member.

Silver Bullion

From 1/10 oz rounds to 1,000 oz bars — Eagles, Maples, Philharmonics, Buffalos, generic rounds and bars.

Gold Bullion

Government coins from around the world, tiny fractional pieces, all the way up to full kilo bars.

Platinum Bullion

High-quality platinum products for true portfolio diversification beyond gold and silver.

Numismatic Products

Flawless to modern issues — certified and graded pieces touching the entire spectrum of collectible metal.

Transparent Pricing

The shopping cart updates in real time. The price listed is the price you pay.

No Minimums

Buy a single round or multiples of any item in your shopping cart. True cost. Your terms.

Simple by design

Four steps to buying at cost

1

Join in 2 minutes

Create your account and choose a membership term. That's the only thing standing between you and cost pricing.

2

Fund your way

Credit/debit, ACH, or bank wire. Flexible options with the lowest fees passed straight to you.

3

Order anything

Shop the full catalog at live cost pricing. No minimums, no maximums, no pressure.

4

Insured & tracked

Every order ships insured with tracking via USPS, UPS, or FedEx — right to your door.

One honest membership

Pick your term. Then buy at cost.

On a large enough order the savings can exceed the membership fee. On a small order they will not. Member pricing is shown live on every item, so you can check it against what you actually intend to buy.

6 Months
$99
Half-year of cost pricing
  • Full access to all products, 24/7
  • Live member cost pricing
  • Insurance & tracking included
  • No minimums or maximums
Start 6-month
2 Years
$299
Lowest cost per month of access
  • Everything in the 1-year plan
  • Two full years of cost pricing
  • Best long-term value
  • Lock today's membership rate
Start 2-year

Payment options: Credit/debit (+3.99%) · ACH (0.97%) · Bank wire ($15). Shipping ranges $6.38–$25; orders beyond 10 oz gold / 500 oz silver qualify for free shipping.

Transparency · Efficiency · Integrity

Precious metals, without the middleman markup.

At Cost Metals was founded on a simple principle: precious metals should be accessible and affordable for everyone — not priced behind hidden premiums.

"Wealth-building through precious metals should be within reach for anyone willing to start."

Radical transparency

Member price is shown on every product, and we encourage you to compare it against other dealers in real time. No spread hidden in the quote.

Metals as a service

Decades of industry experience, delivered through software that keeps pricing honest and efficient.

Insured on everything

Every order is insured and tracked, from the At Cost Metals vault to your door.

Real people, real support

Support Monday–Friday, 8am–6pm. Simple questions get simple answers from people who know metal.

Good to know

Questions, answered

How is this even possible? Is it legit?

Fair question — it's worth asking. It works because At Cost Metals runs on one honest membership instead of building a markup into every order. You pay cost-plus pricing, and the member price is shown live on every product, out in the open. Compare it against any dealer you like — nothing hidden, nothing to take on faith.

How much do members actually save?

At Cost Metals puts it at an average of 7–10% versus the largest dealers, and up to 12% on some items. It still varies by product, quantity, and market conditions — but because member pricing is cost-plus and displayed in real time, you can compare it against other dealers on the exact items you intend to buy rather than taking an average on faith.

Does the membership pay for itself?

It depends on how much you buy. On a large enough order the savings can exceed the membership fee; on a small one they will not. Run the numbers on what you actually plan to purchase before you join.

Are there minimums or maximums?

None. Buy a single fractional round or a 1,000 oz bar. There are no minimum or maximum order restrictions.

Is shipping insured?

Yes — insurance is included on all orders, and every order ships with tracking via USPS, UPS, or FedEx. Rates range from $6.38 to $25, and orders beyond 10 oz gold or 500 oz silver ship free.

How do I pay?

Credit or debit (+3.99%), ACH (0.97%), or bank wire ($15). You choose the method that works best for you.

Is this an investment recommendation?

No. At Cost Metals provides access to physical precious metals at cost-plus pricing. Metals may not be suitable for every investor — consider your own situation and seek financial advice where appropriate.

Start owning at cost

Your metal. At cost. Starting today.

Join in under two minutes and buy your first ounce at the member price — insured, tracked, and honest. Spot prices move every day; your member price updates live, so you're always buying at cost.

Become a member →

No minimums · Insured shipping · Cancel anytime · *Savings vary by product & market